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  1. Lynchburg VA Events Feb 1-7th 2018

    AVAILABLE EVENT DATES: 2/18/2018 TIMES: 11:15 AM TO 4:00 PM PRESENTED BY: THOMAS JEFFERSON'S POPLAR FOREST LOCATION: THOMAS JEFFERSON'S POPLAR FOREST EVENT ADMISSION: INCLUDED WITH GENERAL ADMISSION TO POPLAR FOREST. $16 FOR ADULTS; $14 FOR SENIORS (AGES 65+) AND MILITARY (MUST SHOW ID); $8 FOR COLLEGE STUDENTS (MUST SHOW ID) AND TEENS (AGES 12 - 18); $4 FOR YOUTH (AGES 6 - 11); AND FREE FOR CHILDREN UNDER AGE 6 1542 BATEMAN BRIDGE ROAD FOREST, VA 24551 Phil Vassar - Hometown Show AVAILABLE EVENT DATES: FEBRUARY 17, 2018 TIMES: 8:00 PM LOCATION: PHASE2 DINING & ENTERTAINMENT EVENT ADMISSION: GA: $22, VIP: $64.50, VIP W/ MEET & GREET: $84.50 4009 MURRAY PLACE LYNCHBURG, VA 24501 Acoustic Open Mic RECURRENCE: RECURRING WEEKLY ON THURSDAY TIMES: 7:00 PM TO 9:30 PM LOCATION: BAINES BOOKS & COFFEE 205 MAIN STREET APPOMATTOX, VA 24522 (434) 352-3711 And Still I Rise AVAILABLE EVENT DATES: FEBRUARY 18, 2018 TIMES: 3:00 PM TO 5:45 PM PRESENTED BY: ACADEMY CENTER OF THE ARTS LOCATION: ACADEMY CENTER OF THE ARTS EVENT ADMISSION: FREE 600 MAIN STREET LYNCHBURG, VA 24504 5 Women: A Discussion of the Impact of Women in Art, Culture, & SocietyS: FEBRUARY 17, 2018 TIMES: 6:00 PM TO 7:30 PM LOCATION: ACADEMY CENTER OF THE ARTS EVENT ADMISSION: FREE 600 MAIN STREET Live Irish Music RECURRENCE: RECURRING WEEKLY ON THURSDAY TIMES: 8:00 PM PRESENTED BY: KEGNEY BROTHERS LOCATION: KEGNEY BROTHERS 1118 MAIN STREET LYNCHBURG, VA 24504 Thursday Salsa Nights RECURRENCE: RECURRING WEEKLY ON THURSDAY TIMES: 8:00 PM TO 11:00 PM PRESENTED BY: LYNCHBURG SALSA LOCATION: GLASS HOUSE, THE EVENT ADMISSION: $5 1019 JEFFERSON STREET Academy Center of the Arts RECURRENCE: RECURRING MONTHLY ON THE 1ST FRIDAY TIMES: 5:00 PM TO 8:00 PM LOCATION: ACADEMY CENTER OF THE ARTS EVENT ADMISSION: FREE 600 MAIN STREET LYNCHBURG, VA 24504 First Fridays Art Reception RECURRENCE: RECURRING MONTHLY ON THE 1ST FRIDAY TIMES: 4:00 PM TO 8:00 PM PRESENTED BY: RIVERVIEWS ARTSPACE LOCATION: RIVERVIEWS ARTSPACE EVENT ADMISSION: FREE First Fridays Lynchburg RECURRENCE: RECURRING MONTHLY ON THE 1ST FRIDAY TIMES: 5:00 PM TO 8:00 PM LOCATION: LYNCHBURG DOWNTOWN MAIN STREET LYNCHBURG, VA Lynchburg Museum First Friday RECURRENCE: RECURRING MONTHLY ON THE 1ST FRIDAY TIMES: 5:00 PM TO 8:00 PM PRESENTED BY: LYNCHBURG MUSEUM AT THE OLD COURT HOUSE LOCATION: LYNCHBURG MUSEUM AT THE OLD COURT HOUSE EVENT ADMISSION: FREE 901 COURT STREET LYNCHBURG, VA 24504 (434) 455-6226 Virginia Distillery 1st Friday RECURRENCE: RECURRING MONTHLY ON THE 1ST FRIDAY TIMES: 12:00 PM TO 5:00 PM LOCATION: VIRGINIA DISTILLERY COMPANY EVENT ADMISSION: FREE 299 EADES LANE LOVINGSTON, VA 22949 (434) 285-2900 AVAILABLE EVENT DATES: FEBRUARY 17, 2018 TIMES: 2:00 PM TO 5:00 PM PRESENTED BY: THOMAS JEFFERSON'S POPLAR FOREST LOCATION: THOMAS JEFFERSON'S POPLAR FOREST EVENT ADMISSION: $10 PER PERSON 1542 BATEMAN BRIDGE ROAD FOREST, VA 24551 Forest Farmer’s Market RECURRENCE: RECURRING WEEKLY ON SATURDAY TIMES: 8:00 AM TO 12:00 PM LOCATION: FOREST RECREATION CENTER 1088 RUSTIC VILLAGE ROAD VA 24551 Saturday Market Day RECURRENCE: RECURRING WEEKLY ON SATURDAY TIMES: 8:00 AM TO 2:00 PM PRESENTED BY: MATTHES-HOPKINS TRACK COMPLEX LOCATION: LYNCHBURG COMMUNITY MARKET EVENT ADMISSION: FREE 1219 MAIN STREET LYNCHBURG, VA 24504 Sunday Brunch Buffet RECURRENCE: RECURRING WEEKLY ON SUNDAY TIMES: 11:30 AM TO 3:30 PM PRESENTED BY: PEAKS OF OTTER LODGE LOCATION: PEAKS OF OTTER LODGE EVENT ADMISSION: $18.95 - ADULTS; $9.95 - CHILDREN (12 YEARS & UNDER) 85554 BLUE RIDGE PARKWAY BEDFORD, VA 24523 Sunday Classics RECURRENCE: RECURRING WEEKLY ON SUNDAY TIMES: 8:00 PM LOCATION: THE GR8 PL8 CAFE & LOUNGE EVENT ADMISSION: COVER CHARGE $5.00 AND FREE FOR THE LADIES BEFORE 9:00PM 1415 KEMPER STREET LYNCHBURG, VA More Music Mondays with Daniel Kepel-Young at Jimmy's on the James RECURRENCE: RECURRING WEEKLY ON MONDAY TIMES: 6:00 PM TO 9:30 PM PRESENTED BY: JIMMY'S ON THE JAMES LOCATION: JIMMY'S ON THE JAMES 610 COMMERCE STREET LYNCHBURG, VA 24504 Naked Monday RECURRENCE: RECURRING WEEKLY ON MONDAY TIMES: 11:00 AM TO 2:00 PM LOCATION: FAVORED FLAVORS 912 MAIN ST. LYNCHBURG, VA 24504 (434) 238-0801 Green Market Wednesdays RECURRENCE: RECURRING WEEKLY ON WEDNESDAY TIMES: 10:00 AM TO 2:00 PM LOCATION: LYNCHBURG COMMUNITY MARKET 1219 MAIN ST. LYNCHBURG, VA 24504 (434) 384-3190 Line Dancing RECURRENCE: RECURRING WEEKLY ON WEDNESDAY TIMES: 6:30 PM TO 9:00 PM LOCATION: MADISON HEIGHTS RURITAN CLUB EVENT ADMISSION: $6.00 270 MAYS STREET MADISON HEIGHTS, VA 24572
  2. Get more out of your money- CASH FLOW READY

    Real Estate investing even on a very small scale, remains a tried and true means of building an individual's cash flow and wealth. The Realty Group Team specializes in helping individuals achieve their financial goals when it comes to investing in real estate. If you would like to learn how to leverage real estate to provide a lucrative cash flow and build your wealth reach out to our team today. Click here to get a FREE list of INVESTOR SPECIALS list of homes. Don't miss out on these properties.
  3. The Key to Owning: Special Real Estate Report

    Special Real Estate Report Education is the Key For first-time home buyers, the challenge of coming up with a 20% down payment is often difficult enough to keep them out of the market. But the fact is, the 20% down payment is all but dead — and has been for quite some time, especially for first-time buyers. “It’s been my experience that about half of my clients know that there are loans and/or programs that require less than 20% down,” says Kris Lindahl, a real estate agent in Blaine, Minnesota. “The other half still think that they must have at least 20% down in order to qualify for a home loan.” But most people don’t put 20% down on a home, even though it’s the benchmark most often quoted by experts. More than 70% of non-cash, first-time home buyers — and 54% of all buyers — made down payments of less than 20% over at least the past five years, according to the National Association of Realtors®. The typical down payment for 60% of first-time home buyers is 6% or less, according to NAR’s latest data. But NAR’s research finds few adults 34 and younger (just 13%) realize they can buy a house with a down payment of 5% or less. These low-down-payment programs aren’t new. The FHA has backed home loans with 5% down or less since the 1980s. Conventional loans, which aren’t directly backed by the government, have had them since the 1990s. Fannie Mae and California State University-Fullerton research into what U.S. households know about qualifying for a mortgage came to this conclusion: “Correcting consumer misconceptions may be a more efficient approach to expanding homeownership opportunities by encouraging households who may already be qualified to own homes.”
  4. Lynchburg Home For Sale - Only $135k 201 Alta Ln

    WHY RENT WHEN YOU CAN OWN THIS HOME FOR LESS THAN YOUR RENTAL PAYMENT!? For a detailed website about this property to be sent automatically to your phone via text message text 305564 to 434.363.3899 Listing ID: 305564 Price: $135,000 Status: Active Address: 201 Alta Lane City: Lynchburg State: Virginia Postal Code: 24502 Bedrooms: 4 Total Baths: 2 Square Feet: 1,978 Acres: 0.450 County: Lynchburg All brick construction with the rare level front and rear yard. Spacious well loved home with beautiful hardwood floors, spacious bedrooms and a partially finished basement complete with a 4th bedroom and great room. Tons of storage including a shed for your lawn equipment.
  5. For more information and images about this property text 305723 to 434.363.3899 and a website will be sent directly via text message to your phone with all information about this property. You dont want to miss this one! Beautiful, well maintained home just a couple minutes from the 29 bypass and the town of Amherst.This home has been freshly painted, landscaped, and offers stunning views. Enjoy a nice flat 1/2 acre for your children or animals to play in while sitting on the large back deck watching the sunset over the mountains. With a tranquil setting this home has many great features. The unfinished basement offers 1000 sq ft of potential room for expansion or great storage, already roughed in bathroom and flue for chimney. The 32 x 36 detached garage is the perfect man cave! Call agent today for your private showing! - See more at: http://search.thelynchburgteam.com/idx/details/listing/a331/305723/695-E-Union-Hill-Road?widgetReferer=true#sthash.FyoOkhSP.dpuf
  6. Text 305304 to 434.363.3899 for an automatic text message with property website with images and additional details about this property to your phone. Looking for abundant space for your family on a cul-de-sac with a very level yard in the Brookville School district? Look no further than this all brick home offering a FOUR level floor plan with a beautiful landscaped yard accented by mature boxwoods in the sought after community of Wildwood. Four beds, three baths for the growing family and a wonderful new kitchen with updated raised panel cherry cabinets and a convenient pass-through into the dining room accented with chair rail and hardwoods. Large family room with gorgeous rock fireplace perfect for entertaining. The windows in the entire home have been updated and the heat pump was upgraded in 2006 to a 13 SEER! Average utility bill $180. New roof only 2 years old. Lots of family fun and recreation to be had at the nearby neighborhood pool and tennis courts which are voluntary at $450 per year with the transfer of the stock. Price: $249,900 4 bedroom 3 bath home
  7. Introducing 379 Sandidges Rd Amherst VA 24521 This home offers beautiful acreage and southern charm throughout the home. The majestic home sitting high on a hill on 3.8 acres in The Heart of Virginia. Sandidges offers historic charm in this once thriving little village with it's own post office and mill, both of which are still standing across from the home. The original portion of the home was built circa 1870's. It is well appointed with a formal dining and living room, kitchen, large 2 story entry foyer with a dramatic sweeping staircase, soaring 12ft ceilings, arched molding, original hardwood floors and windows, solid wood doors and five working fireplaces. In 1910 a two story addition was built consisting of a back stairway offering two large master suites. The landscaping surrounding the home offer mature trees, boxwoods & flowers are plenty. Take your pick from four rocking chair porches to enjoy scenic views. The English basement has 4 rooms, 2 of which have brick flooring & a walkout to the side yard. There is additional areas for storage underneath the enclosed front and east porch and forth floor attic. Call Teresa Polinek today for your no obligation showing and see how easy it can be to achieve that charming, country living you have always wanted with a splash of history all around you!
  8. For more information about this property, you can Text 301056 to (434) 363-3899 Listing ID: 301056 Price: $659,900 Status: Active Address: 1517 West Crossing Drive City: Forest State: Virginia Postal Code: 24551 Bedrooms: 4 Total Baths: 5 Partial Baths: 2 Square Feet: 5,048 Acres: 0.9 County: Bedford Welcome to West Crossings, a Luxury Community in Forest complete with Lake & Mountain Views! This 5048 Sq Ft new home is underway. One of a kind floor plan offers a spacious great room open to the kitchen, w/ gas log fireplace. 14X17 kitchen boasts custom cabinetry, seamless granite, tiled backsplash, stainless appliance package, Walk-in pantry & eat-in breakfast nook. More entertaining space includes the Formal Dining Room & 2nd main level Family Room w/ cathedral coffered ceilings. 2 separate covered porches span the back of the home. Main level Owner's Suite hosts an intricate trey ceiling, WIC & access to the back deck. Ensuite spa-like bath includes a stand alone soaker tub, dual sink vanity, & walk-in tiled shower. Main level office could also be a 5th bedroom. Level 2 hosts 3 bedrooms, full bath, plus BONUS ROOM with 1/2 bath. Unfinished terrace level is ideal for expansion & storage galore! Yearly HOA includes lake access. Call agent for floor plan & a private viewing.
  9. TEXT 303586 to 434.363.3899 for an automated text message to be sent with property website details & images for your convenience. Listing ID: 303586 Price: $369,900 Status: Active Address: Helmsdale Drive Lot 26 Unit Number: Lot 26 City: Forest State: Virginia Postal Code: 24551 Bedrooms: 3 Total Baths: 3 Partial Baths: 1 Square Feet: 2,330 Acres: 0.190 County: Bedford Rock River's 2 story New Construction home in the Farmington Community, just minutes from shopping & schools. This new floor plan offers an open living concept w/ an abundance of natural light. Gourmet kitchen boasts Wellborn cabinetry, stainless appliances, granite counters, tile backsplash, large walk in pantry, & prep island w/ ample seating. Continue entertaining in Dining Area open to the great room. Back grilling deck and screened porch back up to mature trees & creek in the preserve area of Farmington. HUGE master suite w/ trey ceiling & ensuite bath featuring double sink vanity, walk-in shower, whirlpool tub & large WIC. Office/flex space on main level. Level 2 hosts 3 spacious beds & full bath. Full basement with roughed in bath perfect for expansion. Large mudroom and drop zone off 2 car garage. Farmington Community offers leisure activities such as the clubhouse theatre & gym ($400 voluntary fee for Pool) as well as nature trails.
  10. TEXT 301056 to 434.363.3899 for an automatic text message to be sent to you with property website, details, and images for your convenience. To speak with Realtor about this property call/text Teresa Polinek 434.546.3202. Listing ID: 301056 Price: $599,900 Status: Active Address: 1517 West Crossing Drive City: Forest State: Virginia Postal Code: 24551 Bedrooms: 5 Total Baths: 5 Partial Baths: 2 Square Feet: 5,048 Acres: 0.900 County: Bedford Welcome to West Crossings, a Luxury Community in Forest complete with Lake & Mountain Views! This 5048 Sq Ft new home almost completed. One of a kind floor plan offers a spacious great room open to the kitchen, w/ gas log fireplace. 14X17 kitchen boasts custom cabinetry, seamless granite, tiled backsplash, stainless appliance package, Walk-in pantry & eat-in breakfast nook. More entertaining space includes the Formal Dining Room & 2nd main level Family Room w/ cathedral coffered ceilings. 2 separate covered porches span the back of the home. Main level Owner's Suite hosts an intricate trey ceiling, WIC & access to the back deck. Ensuite spa-like bath includes a stand alone soaker tub, dual sink vanity, & walk-in tiled shower. Main level office could also be a 5th bedroom. Level 2 hosts 3 bedrooms, full bath, plus BONUS ROOM with 1/2 bath. Unfinished terrace level is ideal for expansion & storage galore! Yearly HOA includes lake access.
  11. Text 303585 to 434.363.3899 for an automated text message to be sent with property website with details and images for your convenience. Listing ID: 303585 Price: $389,900 Status: Active Address: Helmsdale Drive lot 25 Unit Number: lot 25 City: Forest State: Virginia Postal Code: 24551 Bedrooms: 5 Total Baths: 3 Square Feet: 2,596 Acres: 0.190 County: Bedford Rock River's Main Level Master New Construction home in the Farmington Community, just minutes from shopping & schools. This new floor plan offers an open floor plan w/ vaulted ceilings and an abundance of natural light. Gourmet kitchen boasts Wellborn cabinetry, stainless appliances, granite counters, tile backsplash, pantry, & HUGE prep island w/ ample seating. Continue entertaining in Dining Area adorned w/ coffered ceilings backing up to a wooded preserve area for privacy with mature trees & small creek. Main level master suite w/ trey ceiling & ensuite bath featuring double sink vanity, walk-in shower, whirlpool tub & HUGE 11X8 WIC. Office/flex space allowing 5th bedroom potential. Level 2 hosts 3 spacious beds & full bath. Full basement w/ 1850 unfinished Sq. Ft. & roughed in bath for future growth. Large laundry/mud room off of 2 car oversized garage. Farmington clubhouse theatre & gym ($400 fee for Pool) as well as nature trails.
  12. Country ranch on 2.957 ac with 14 ac pasture land! Text 303539 to (434) 363-3899 & an automatic text with property website will be sent. Listing ID: 303539 Price: $269,900 Status: Active Address: 1708 Rock Cliff Road City: Bedford State: Virginia Postal Code: 24523 Bedrooms: 3 Total Baths: 3 Square Feet: 2,014 County: Bedford Country Ranch Home on 2.957 acres with 14 acres of pasture! The entire property is totally fenced w/ lush greenery providing one of a kind country views. Has a barn w/electric, 2 paddocks & a climate-controlled trough.There's springs, stream & trees at back of the pasture. BONUS is 20X40 two-story outbuilding w/endless potential + has tractor shed, workshop/garage & storage galore; equipped w/ electricity, water & heated by 2 wood stoves. Generous garden area & walnut trees in the beautiful & spacious backyard area. Inside the home you will be surprised by the terrace level in-law suite, complete w/full service kitchen, full bath, living area w/fireplace insert. Upstairs living room has fireplace & hardwood floors. Spacious kitchen is open to dining & living room areas. Wonderful seasonal views off sunroom/covered back porch! Main level Master Bedroom includes en-suite bath, 2 bedrooms & full bath conclude this well cared for home. This property is a must see for horses or livestock!
  13. For more information about this home, you can send a text message to 298628 to (434) 363-3899 Listing ID: 298628 Price: $349,900 Status: Active Address: 1266 Harborough Drive (Lot 21) City: Forest State: Virginia Postal Code: 24551 Bedrooms: 5 Total Baths: 3 Square Feet: 2,543 Acres: 0.24 County: Bedford Rock River Home's modern day cottage in Farmington at Forest. Nestled on a corner lot, this new home boasts rocking chair front porch spanning across the entire width, adorned with stamped concrete and pillars. Inside provides an efficient open concept Great Room with gas log fireplace & clear eyesight into the kitchen / dining combination. Custom kitchen boasts seamless granite, tiled backsplash, pantry, & large work island. Main level owner's suite features trey ceiling, generous walk-in closet, & ensuite spa. In addition, level 1 includes bed #2, full bath, 2 car garage & laundry room. Level 2 hosts 2 additional bedrooms, full bath & a massive 20X30 Bonus Room with endless potential! Farmington HOA provides clubhouse access to gym & theatre room. (Nominal fee for pool) Contact agent for more details & builder visual tours!
  14. 172 Regal Oaks Way - Sugar Mill Community 100% Financing Available. For more information text the 303010 to (434) 363-3899. MLS # : 300580 Status: Active Address: 172 Regal Oaks Way City: Amherst State: Virginia Postal Code: 24521 Bedrooms: 3 Total Baths: 2 Square Feet: 1,808 Acres: 0.470 County: Amherst Nestled on a secluded, wooded lot, this home has been immaculately cared for. NEW Roof with 50 Year Warranty, 5 year old Heat Pump, Pergo Laminate w/ lifetime warranty & Completely Updated Kitchen. Inside a 2 Story foyer greets you into the open great room with a brick gas log fireplace. Updated kitchen boasts custom cabinetry, seamless granite, decorative tile backsplash, full appliance package & pantry. Entertain in the separate dining area or on the 28X8 grilling deck, overlooking a level backyard, surrounded by mature trees. Main Level Master offers a vaulted ceiling w/ windows to match plus His N' Her closets! Upstairs hosts 2 spacious bedrooms, full bath, and loft with endless potential. Walk-in attic space for storage galore! Separate laundry room right off of the 1 car garage for your convenience. Sugar Mill is a sought after community in Amherst, offering an in-ground swimming pool & picnic pavilion to residents for only $120/year (FIRST YEAR PAID FOR WITH PURCHASE OF HOME!) Contact Christina Coffman directly: 434-426-5410
  15. For more information about this property, you can text 300642 to 434 -363-3899 Price: $388,900 Status: Active Address: 201 E Colonial Trail Highway City: Burkeville State: Virginia Postal Code: 23922 Bedrooms: 4 Total Baths: 5 Partial Baths: 1 Square Feet: 3,290 Acres: 21 County: Other Nestled on 21 Acres of Farm Land this 3300 Sq Ft. Log home provides country living, while offering true luxury. Horse lover? The property is backed up to the famous RAILS FOR TRAILS. 4 acres of pasture with 2 paddocks & 2 springs on the property. Southland Log Homes presents the Lawrenceburg featuring an elegant foyer that greets you into the 2 story great room, complete w/ gas log fireplace & custom windows. Gorgeous Pine hardwoods throughout! Kitchen provides stainless appliances, tons of counterspace, pantry & eat-in dining area. Continue entertaining outdoors on a 12X47 back deck w/ spectacular country views! 2 Main Level Master Suites, gives the new homeowner potential for an in-law suite. Ensuite features dual copper sinks, clawfoot tub, & walk-in slate shower. Upstairs hosts an all purpose loft which overlooks the Great Room, & 2 additional spacious bedrooms w/ custom baths. Home is 1700 Ft off the road for complete privacy. Only 10 minutes to Farmville, 1 hour to Chesterfield.
  16. 513 Capstone Dr - Cornerstone Community

    Listing ID: 303525 Price: $224,900 Status: Active Address: 513 SW Capstone Drive City: Lynchburg State: Virginia Postal Code: 24502 Bedrooms: 3 Total Baths: 3 Partial Baths: 1 Square Feet: 1,920 Acres: 0.300 County: Lynchburg Beautiful Southern Living home in the heart of the Cornerstone Community. Enjoy the neighborhood fitness center, pool, (only $100 per year), restaurants and more.
  17. Interest Rates - what are they doing?

    Preferred Rate Update January 12, 2017 *HB: High Balance from $424,100 to $636,150 available in only high-cost areas as defined by the FHFA. Contact me if you are not sure if your area is a high-cost area. This rate update is not intended for consumer distribution. **Lender paid mortgage insurance through a company selected by McLean Mortgage Corporation. All programs except FHA, VA and Mortgage Insurance Payment Eliminator Plus assume no mortgage insurance which may be required based upon loan-to-value. Stated rate may change or not be available at the time of loan commitment or lock-in. This is not a commitment to lend. Need to schedule a free consultation with a lender and/or Realtor? Let me know - also we can schedule showings for homes you are interested in seeing at the same time!
  18. Interest Rates - what are they doing?

    Preferred Rate Update January 12, 2017 *HB: High Balance from $424,100 to $636,150 available in only high-cost areas as defined by the FHFA. Contact me if you are not sure if your area is a high-cost area. This rate update is not intended for consumer distribution. **Lender paid mortgage insurance through a company selected by McLean Mortgage Corporation. All programs except FHA, VA and Mortgage Insurance Payment Eliminator Plus assume no mortgage insurance which may be required based upon loan-to-value. Stated rate may change or not be available at the time of loan commitment or lock-in. This is not a commitment to lend. Need to schedule a free consultation with a lender and/or Realtor? Let me know - also we can schedule showings for homes you are interested in seeing at the same time!
  19. For more information about this property, you can send a text message to 54561 and put P37707 in the message field Listing ID: 297949 Price: $439,900 Status: Active Address: 1711 Lejack Circle (Lot 27) City: Forest State: Virginia Postal Code: 24551 Bedrooms: 4 Total Baths: 4 Partial Baths: 1 Square Feet: 2,924 Acres: 0.400 County: Bedford New Home Underway in Farmington Views! Featuring 4 Beds, 3.5 Baths with a gorgeous hardiboard, stone exterior. Inside an elegant foyer greets you into the great room with vaulted ceilings & a gas log fireplace. Rich hardwoods throughout. Kitchen boasts custom white glazed cabinetry with seamless granite, subway tile backsplash, stainless appliance package & oversized work island. Bay window breakfast nook & formal dining room are available for family gatherings. Continue entertaining outdoors with a covered porch & open sun deck combo. Large main level Master Suite features trey ceiling, walk-in closet & ensuite bath; including a double sink vanity, whirlpool tub & walk-in shower. 2 additional bedrooms, laundry room, mud room & adjacent 2 car garage conclude level 1. Upstairs hosts a bonus, 4th bedroom with a full bath. Full terrace level is unfinished, fulfilling any expansion or storage needs. Contact agent for more information & visual tours! t
  20. The Employment Situation: The Weekly Market Update

    Economic Commentary This Week More Work To Do We just saw the last unemployment report of 2016. The December numbers came in at 156,000 jobs added for the month, which was a bit lower than expected–but the previous two months were revised upward by almost 20,000. The unemployment rate came in at 4.7%, as expected. Wage growth came in higher than expectations. With the year ending and a changeover in Presidents, it also gives us the chance to see how this important economic indicator is doing, not only for the past year, but for the past several years as well. For all of 2016, the economy gained just over 2 million jobs. This is an impressive number, but it was down from 2.7 million jobs added the year before and 3.1 million jobs added in 2014. In addition, the unemployment rate started 2015 at 5.0% and ended the year at 4.7%. Finally, the labor participation rate started the year at 62.6% and ended the year at 62.7%, virtually flat for the year. It was over 66.0% before the recession hit. Looking back eight years, at the end of 2008, the unemployment rate was 7.3% and reached 10.0% during the first year of the Presidency, when the country was mired in recession. Overall, the economy lost 8.7 million jobs during the recession, which bridged two administrations. Since the end of the recession, we have averaged a net gain in jobs of 190,000 per month, or just under 2.3 million per year. This means we have recovered the jobs lost during the recession and more, but if you average the job gains over 10 years, to include the first stages of the recession, the annual average job gains have totaled much less. In conclusion, we have made up much ground, especially when looking at the unemployment rate. However, there is more work to be done with regards to adding more jobs and increasing the labor participation rate. The Weekly Market Update Rates opened the year lower for the first time since late October. For the week ending January 5, Freddie Mac announced that 30-year fixed rates fell to 4.20% from 4.32% the week before. The average for 15-year loans decreased to 3.44%, and the average for five-year adjustables moved up to 3.33%. A year ago, 30-year fixed rates were at 3.97%, approximately 1/4% lower than today's levels. Attributed to Freddie Mac -- "This marks the first time since 2014 that rates on home loans opened the year above 4 percent. Despite this week's breather, the 66-basis point increase in the 30-year fixed-rate since November 3, is taking its toll on refinances, as the Mortgage Bankers Association's refinance index plunged 22% this past week." Note: Rates indicated do not include fees and points and are provided for evidence of trends only. They should not be used for comparison purposes.
  21. The Fed Acts: This week in real estate

    Economic Commentary This Week The Deed is Done The Federal Reserve Board has spoken. The increase of .25% in short-term interest rates surprised absolutely nobody. However, the markets did not like the statement accompanying the increase which alluded to as many as three rate hikes in 2017. Last year they talked about the same thing and we had only one due to several factors. Of course, this year we also have had the “election effect” on the bond market, which means that rates were already moving higher before the move. When the markets are skittish, any hawkish statement by the Fed was likely to make the markets more volatile, which is exactly what happened. We actually believe that the markets could have reacted poorly if the Fed did not increase rates. This is because the economy has shown enough strength to convince the markets that keeping rates at artificially low levels was no longer necessary. We must remember that the Fed controls short-term rates directly and long-term rates only indirectly. If the markets feel the Fed is being soft against the threat of inflation, the markets will act on their own in this regard. So, what is the bottom line, now that the deed has been done? The Fed’s announcement after the increase tells us that they are satisfied with the direction of the economy. When the Fed raises rates because the economy is getting stronger, this is certainly good news. The markets are showing further optimism based upon the possibility of new economic policies expected to be implemented by the new Administration. If this optimism turns out to be right, we will see more rate increases in the coming year, which coincides with Chairperson Yellen’s statement. Again, this represents good news for the average American and the housing markets, because more jobs will be created. That would be quite a feat since the economy added over 2 million jobs again this year. The Weekly Market Update Rates continued their post-election climb last week to hit another new high for 2016, and the numbers did not reflect the reaction to the Fed raising rates. For the week ending December 15, Freddie Mac announced that 30-year fixed rates rose to 4.16% from 4.13% the week before. The average for 15-year loans increased one tick to 3.37%, and the average for five-year adjustables moved up to 3.19%. A year ago, 30-year fixed rates were at 3.97%, more than 1/8% lower than today’s levels. Attributed to Sean Becketti, Chief Economist, Freddie Mac — “As was almost-universally expected, the FOMC closed the year with its one-and-only rate hike of 2016. The consensus of the committee points to more rate hikes in 2017. However, the experience of this year, combined with the policy uncertainty that accompanies a new Administration, suggests a wait-and-see outlook. This week’s rate survey was completed prior to the FOMC announcement. The MBA’s Applications Survey posted drops in both refinance and purchase applications, registering the impact of recent rate increases.” Note: Rates indicated do not include fees and points and are provided for evidence of trends only. They should not be used for comparison purposes. Paula White Branch Manager NMLS ID: 258408 Direct: (571) 405-2544 pwhite@mcleanmortgage.com www.paulawhitemortgage.com
  22. Predictions For 2017: The Weekly Market Update

    Economic Commentary This Week Prognosticating is Tricky The predictions for 2017 are all over the board with regard to the economy and the housing market in particular. While major variations always exist, this year the predictions vary more widely because of two major factors. First, we have a new administration being installed and we still don’t know what policies will change and how these new policies will affect the economy. We do know that a new administration always promises change and we can anticipate these changes, but it surely makes the prediction game more interesting. Secondly, interest rates have been rising since the election. We don’t know if these increases will hold and whether they will continue. Even though rates continue to be historically low, we don’t know how higher rates will affect the economy in the long-run. Certainly, predicting the future is always a hit-or-miss game. For example, just about everyone predicted higher rates for 2016. Even the Federal Reserve Board said they anticipated raising short-term rates several times. Looking back, this increase in rates never took place. Thus, if the Fed can’t predict the future even a few months out, then we don’t expect that market analysts will fare much better. Remember that there are always intervening variables that can affect the future. These variables can and have included natural occurrences, political events, the economics of foreign nations, or even instances of terror. If you look back at 2016, we had the Brexit event. But looking further back, we have had intervening events such as a Tsunami, wars and many international incidents of terrorism. While we hope that these types of events do not reoccur, when dealing with an entire world of possibilities, we do know they are possible. Thus, while many market analysts are making predictions such as higher interest rates, a continuation of the stock rally and moderating housing growth, we must understand that no one has a handle on the future. Higher rates and moderating housing growth seem to be the consensus opinion, but there is always wiggle room in the prediction game. The Weekly Market Update Rates were up slightly for the week, continuing a trend seen for the past two months. Despite this trend, for 2016 the 30-year average of 3.65% was the lowest on record. For the week ending December 29, Freddie Mac announced that 30-year fixed rates rose to 4.32% from 4.30% the week before. The average for 15-year loans increased to 3.55%, and the average for five-year adjustables moved down to 3.30%. A year ago, 30-year fixed rates were at 4.01%, approximately 1/3% lower than today’s levels. Attributed to Sean Becketti, Chief Economist, Freddie Mac — “On a short week following the Christmas holiday, the 10-year Treasury yield was relatively unchanged. The rate on 30-year loans rose 2 basis points to 4.32 percent, closing the year with nine consecutive weeks of increases. As rates continue to increase, home sales and affordability will continue to be a concern for housing in 2017.” Note: Rates indicated do not include fees and points and are provided for evidence of trends only. They should not be used for comparison purposes. Paula White Branch Manager NMLS ID: 258408 Direct: (571) 405-2544 pwhite@mcleanmortgage.com www.paulawhitemortgage.com
  23. Traditional Style Ideas for Your Home

    Traditional Style Ideas for Your Home Home Design By Natalie Wise on 2/10/2016 Share A traditional home evokes a sense of place and history. The style stands the test of time, hence its name, and brings feelings of contentment, order and comfort to any home. With elements drawn from the 1700s and 1800s, this style has transcended the decades and is still relevant today. A traditional entryway highlights simplistic elegance. Photo via home on Zillow. Classic furniture with carved legs and arched backs will fit well in a traditional home. Oriental rugs, Blue Willow chinaware, sweeping drapes, upholstered furniture and other fine finishes are hallmarks of traditional style. Mixed woods, neutral colors and detailed finish work, shown in the stunning entryway above, showcase the simple beauty of traditional design. Soft colors with interesting detail are hallmarks of traditional style. Photo via home on Zillow. While utilizing potentially ornate furnishings, traditional style does not allow itself to be overwhelmed by them. It is unpretentious. It features a simple and often neutral color palette that is very livable. The mix of a rustic centerpiece, classic turned-leg table, upholstered chairs and soft furnishings reflect the traditional style perfectly in this dining room. A traditional kitchen gets a kick of color while still staying classy. Photo via home on Zillow. Simple, stunning, quality pieces are the basis of the style. Invest in well-made furniture and accessories that will stand the test of time, or already have. Antiques are at home here, either as usable or decorative items. Family photographs and artwork, heirloom china and antique books on display complete the sense of history. A cozy library with a place for everything. Photo via home on Zillow. In traditional style, everything has a place and a purpose. That purpose may be beauty, but all decorative items are chosen for their character and quality. While everything in a traditional room has its say, the overall feel is not ostentatious. The room is there to welcome guests, not entertain them with its flourishes. This library is welcoming and functional, while also displaying the owners’ personal treasures. Traditional design elements define this bedroom without overwhelming it. Photo via home on Zillow. Architectural details may include arches, chair rail, tray ceilings and crown molding. Again, these flourishes enhance the lines of the room and do not overwhelm. The molding and arch in this traditional bedroom balance the softness of the comfortably upholstered furniture. A classic color palate livens up a beautiful traditional living room. Photo via Style on a Shoestring on Zillow Digs. Soft lighting, particularly candlelight or firelight, is wonderful in a traditional home. In addition to bringing warmth and depth, it adds a level of welcoming familiarity to the space and its inhabitants. A mirror helps reflect this light into the space as well. The use of a classic gray, blue, white, and black color palette complements this traditional interior. There is always room for your special four-legged friend. Photo via Sunrise Building on Zillow Digs. Traditional style can lend itself to design outside the box, too. Think, for instance, of a traditional dog house right in the kitchen, so family pets feel part of the environment in their own cozy nook. This garage avoids the pitfall of boring concrete by incorporating traditional style aspects. Photo via home on Zillow. Or even further outside the box: The garage finished and filled with traditional cabinetry and real flooring. Traditional style embraces the best of years past to create a cozy home for the present and future. Classic materials, craftsmanship, comfort and warmth combine to create a style everyone will enjoy.
  24. 8 Ways to Add Holiday Cheer to Your Home

    8 Ways to Add Holiday Cheer to Your Home Home Design By The DIY Playbook on 12/9/2016 Share The holiday season has begun, and it’s time to get your home ready for the seasonal festivities. Because this time of year is often jam-packed and chaotic, we think it’s always best to keep your holiday decorating as simple and streamlined as possible. That’s why you’ll often find us adding holiday cheer to our homes using simple techniques that make a big impact. Here are eight of our favorite ways to deck the halls for the holiday season. Add Some Freshness Incorporating fresh greenery into your home is appealing to both the eyes and the nose during this time of year. We always buy fresh wreaths, garland, and even a few mini trees to add throughout our houses. These inexpensive additions will liven up a space in no time at all. Showcase Your Snail Mail You’re bound to receive lots of holiday cards over the next few weeks, so why not use those gorgeous cards as decor? Swap large wall art out with a chicken wire frame or a bulletin board. Then grab small clothespins and clip your pretty cards all around. Your holiday guests will be happy to see their cards displayed, and you now have a decorative focal point that is not only adorable but meaningful too. Stick to a Color Palette When it comes to decorating (holiday or everyday), we always choose a color palette before we start buying. That way we shop with intention and choose items that we know will work with one another. So whether it’s a neutral yet glamorous look like the tree above or a more traditional red and green palette, we urge you to choose your theme before you start decking the halls. Plus, committing to a color scheme prior to decorating will help keep your holiday look less cluttered and more cohesive. Gifts Double as Decor Those pretty presents under your tree can make a big impact on your holiday decor if you choose the right wrapping paper. We suggest finding three to four papers that work well together, and only use that collection of paper to wrap all of your gifts. That way the gifts under your tree will make a statement when grouped together. Plus, using the gifts under your tree to double as decor will give you that extra bit of motivation to get your holiday shopping done as early as possible. Display Memories of Christmases Past We love the idea of swapping out your normal pictures with pictures of past Christmases. Simply remove the “everyday” photos in your frames, and add an old holiday photo. This is a great way to chronicle past holidays and reminisce about all of the fun memories made during this time of the year. We have framed photos of our Christmas cards from years past, family holiday photos, and even snapshots of us enjoying some of our favorite holiday traditions. Keep It Simple One of the most important tips we can offer is to keep things simple. Don’t stress yourself out trying to decorate your home from top to bottom during an already busy time of year. Instead focus on a few locations in your house and do them up right. If you want to enjoy the most wonderful time of the year, then you shouldn’t crowd your holiday to-do list. Instead keep it simple and enjoy the small touches that you do add to your home. Tradition, tradition, tradition! The best decor you could possibly display is sentimental decor. We’re all about personalizing our homes every single day of the year so that our spaces can tell the story of the people who live there. This is especially important during the holidays. Whether you showcase family heirlooms that have been used each season for decades, or decide to start some new traditions with your family, we hope you can choose meaningful pieces that make everyone in your home smile. Have Fun Last but certainly not least, we cannot stress how important it is to make this process fun. Get the kids involved in decking the halls because this is what holiday memories are made of. Turn up the holiday tunes, put a fresh batch of hot cocoa on the stove, seal those letters to Santa, and enjoy every moment. The next few weeks may be chaotic but it’s the most magical time of the year, so when you’re done decorating make sure to enjoy your gorgeous home, the amazing people who live in it, and have a whole lot of fun throughout this holiday season. By The DIY Playbook on 12/9/2016
  25. 8 Surprising Ways To Prep Your Home For Winter

    8 Surprising Ways To Prep Your Home For Winter A little bit of shoveling can go a long way — especially when paired with these helpful cold-weather tips Get your home in working order before temperatures start to drop. Oh, winter. You really do have a habit of showing up each year. But it’s not just those of us who deal with constantly brisk temperatures (think Fairbanks, AK, or Fargo, ND) who should consider winterizing their homes. Even those of us in warmer spots could stand to boost our home’s ability to withstand the cold. Regardless of your location, cold temperatures and increased precipitation can bring about a whole host of problems, such as burst pipes, and sky-high utility bills — if you haven’t properly prepared for the season. Before the really harsh weather hits, take the following steps to protect your abode. Then you can relax by the fire with a warm beverage and enjoy the coziness of the colder months, worry-free. 1. Have your boiler serviced You don’t want to realize there’s a problem with your heating system when it stops working — on the coldest night of the year. “When you have your boiler cleaned, any accumulated soot gets removed, which allows the boiler to absorb more heat and run more efficiently,” says Bob Horstmann, owner of Marlande Heating Group in New York, NY. Before you hire a service company, check your local gas or oil associations to make sure they’re properly licensed. Your state’s government website will often have links to this information. 2. Reset your ceiling fans to rotate clockwise According to a study done by AM Conservation Group, a supplier of professional-grade energy-saving products in Charleston, SC, clockwise-spinning fans will help trap heat inside rooms and reduce the work of your heating unit. This will save you money, since the average ceiling fan uses only about 75 watts of energy, a fraction of the thousands of watts it takes to fully run the heat. 3. Protect your pipes According to Energy.gov, insulating your pipes can raise water temperatures by 2 to 4 degrees, allowing you to lower your water temperature setting and your heating bill. For tips on how to do this, check out DIYZ, a free mobile app featuring how-to videos on a variety of home projects. Additionally, be sure to turn off all outdoor faucets and disconnect and drain your hoses. 4. Clean your gutters Leaves and other debris left in gutters can cause leaks and ice dams, the latter of which can cause water to backflow into your house. Also, add extensions to your downspouts, which will divert water runoff away from your home. 5. Hire a home energy auditor If icicles or the aforementioned ice dams were a problem last winter, it might be worth it to hire an expert who can find and fix your home’s air leaks or insulation issues. “A good local engineer will often do that type of work or recommend someone who can,” says Horstmann. 6. Upgrade your garage door opener More than 70% of U.S. households use the garage door as the main entry point to their homes, according to the Door & Access Systems Manufacturers Association. “Snow, ice, and windstorms frequently disrupt electrical service, which can impact opening the garage door,” says Michael Welk, a senior marketing manager at Chamberlain, a manufacturer of garage door openers. “A simple solution is installing a garage door opener with battery backup, which provides peace of mind and vital access to the garage even when the power is out.” And, be sure your garage door opener has a motor with 1¼ horsepower, which will provide enough capacity to lift the door when snow has piled up against it. 7. Winterize your AC window units “Air conditioners have ducted openings, which allow air to flow through,” says Horstmann. This is fantastic in the summer, but not so much in the winter when you’re trying to keep the hot air indoors. If you leave your units in year-round, remove any debris from the unit, then cover it with burlap or a tarp or purchase a cover (for both the outdoor and indoor parts of the unit). While you’re at it, break out the caulking gun and tackle any drafty doors or windows. 8. Stock up on winter-weather essentials Make sure you have enough shovels (within easy access, not in the back of your storage unit or hidden in your garage), a working snowblower, if necessary, and salt or ice melt. Pro tip: Get this done before the first snowfall. Michelle Hainer Michelle Hainer is a freelance writer, editor, and blogger whose work has appeared in Country Living, InStyle, People, Teen People, and The Washington Post. Read about her family’s adventures in eating locally and seasonally on her blog, Made By Michelle.
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